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Forgiveness and Cancellation Opportunities

For borrowers in qualifying positions, a myriad of forgiveness and repayment assistance opportunities exist to aid debt burdened graduates. 

Gillis Long Poverty Law Center: Loan Repayment Assistance Program

Many Loyola College of Law graduates devote their careers to public service work as advocates for traditionally underserved communities. Given the significant burden of law school debt, such careers might not be feasible without financial assistance. Since 1991, the Gillis Long Poverty Law Center’s Loan Repayment Assistance Program (LRAP) has tried to address this problem and remains committed to furthering its goal of providing quality legal assistance to communities throughout the country.

LRAP is available for Loyola College of Law J.D. program graduates who work full-time as attorneys in government or nonprofit jobs throughout the United States. Applicants are eligible to apply for a loan immediately upon accepting a qualifying position unless awards have already been finalized for the current year. These loans are then forgiven in the following year, provided the graduate has complied with the rules of the program. Graduates may apply yearly as long as they remain in an approved program job position. 

For more information on this program, please contact Barbara Wilson, Associate Director of Gillis Long, at 504-861-5762.

The John R. Justice Student Loan Repayment Program 

The John R. Justice Student Loan Repayment Program in Louisiana provides for the payment of eligible educational loans (both Federal Family Education Loan Program [FFELP] and Federal Direct Loans) for state and federal public defenders and state prosecutors employed in Louisiana who agree to remain employed as public defenders and prosecutors for at least three years.

For eligibility requirements and an application, please visit the Louisiana Office of Student Financial Assistance

Federal Loan Forgiveness Programs 

Loan forgiveness for public service employees program allows for loan cancellation on Federal Direct Loans after 120 months of working full-time in an eligible public service position (typically federal, state, local or tribal government position or working for a 501 (c)(3) non-profit organization) in which qualifying monthly payments have been made using either IBR, ICR, or the monthly amount paid must at least equal the amount required initially under the Standard 10-year Repayment Plan. FFEL program borrowers are permitted to consolidate their eligible federal student loans in the Federal Direct Loan program to take advantage of this program.

For more information on forgiveness opportunities, please review the Department of Education's Loan Forgiveness page.